Financial Macro Trend 2016

I know predicting the market is purely wasting of time but it doesn’t mean you should ignore the macro trend. You should focus on asset allocation and risk management more than worrying about interest rate or global economy, which you have no control at all.

Black swan does exist and cannot be foreseen so the best way to combat the black swan is to make sure you are not swimming naked.

Be conservative about risk you take.
Be realistic about the return you expect.
Be ready for the opportunity you see.


2016 Financial Trend
Gold / Oil – Stay down but not much further down
USD – uptrend against other major currency
Stock market – sideway and up
Bond – sideway and slight downtrend
US Interest Rate: Stable and slightly up
AU Property – mirror correction not crush


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