Property VS Share VS Business


You can easily find tons of articles about property VS Share
But you will hardly find any articles compare in between of three.
After you understand the pros and cons of these tools, your next level thinking is which one suits for me?
You get to assess your own personal circumstance:
How much money I want to earn per year?
How much time I am willing to spend on it?
How much money do I need to invest?
What kind of personal I am?
And one most important question:
What kind of lifestyle do I want to have via the investment tool I choose?
Let me break them down one by one
How much money I want to earn per year?
If you simply want to focus on the dollar, then property usually generate the highest return on the dollar due to its initial capital requirement not because it is the best performer of these 3 categories following by business and share. But in terms of return %, business usually have highest return % between 40-60%.
How much time I am willing to spend on it?
If you want to spend the least amount of time on it, share is usually the best tool for you. You simply stay with the market and ride with up and down trend and generate around 5-7% return per year. It generally takes 5 mins per day to pay attention on the market or 15 min per month sometimes. On the other hand, if you are willing to spend 10-14 hours per day on your investment; business is the best investment to offer you a great return on time.
How much money do I need for investing?
Many people start with share instead of the property is because they don’t have much money. However, you can borrow to invest in property but please don’t do so in share. Start with small business usually requires less fund than property as well so it is the second better choice if you do have small amount of funding.
What kind of personal I am?
This is an extremely important question to for you to make the decision. If you are very bad at people skill, communication skill, and sales skill, then start with business will be extremely challenged for you. It doesn’t mean you should not start with business, it just means you are most likely to fail in business.
If you are poor at self-discipline, tend to blame others and deny your own mistake, feel comfortable to stay with the crowd, please please please don’t invest in share. You doom to fail.
Property investing suits for majority people but not for you if you are impatience and bad at cash flow management. The reality is less than 10% Australia property investor achieve financial freedom and more than 80% sell their investment property within 5 years. No. 1 they give up property investing because they feel negative gear sucks and make them have to work harder.
You need to know your personal character weakness and strength to choose the tool.
The most important question is what kind of lifestyle I want to have via the investment tool I choose?
You should start your own business if you want to accumulate a lot of money in short period of time (3-5 years) and you don’t mind work hard (10-12 hour every day) and smart (constantly learning). You also enjoy working with people and embrace the business challenge for great reward and control.
If you like your job with high income and don’t mind to lose 9-15K per year to build up a good property portfolio in order to have sufficient rent income in the future, then property investing is a way to go.
If you would like to control your investment and receive the same return no matter where you are, share investing is the best tools to achieve it.
In the end, do you know which one is the most profitable and highly successfully investment tool for you?
The answer is “the one you will treat it as your lifetime business”.
If none of three you will treat it as lifetime business, I am 90% sure you will fail and the best investment tool for you is stick with your job and don’t retire until you cannot work. I am not kidding, this is the best solution for you.

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